Creating a Recession-Resilient Loan Portfolio Through Diversification

Credit defaults are on track to rise in 2023 as the economy heads towards a possible recession, and bankers are taking notice. In fact, some of the nation?s largest banks recently announced that they plan to set aside up to $4.5 billion in loan loss reserves in anticipation of a recessionary event. While an increase in loan loss reserves is an effective hedge against potential...

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