How to Merge the Art and Science of Small Business Lending

• Apr 23, 2019
• By David Smith

There is an undeniable art to lending.   Complex, large dollar loans are painstakingly crafted by underwriters operating within the parameters of their institutions? strategy and risk tolerance standards, much like an artist using a blank canvas and paint. The larger the lending request, the more complex the deal becomes, the underwriter ever conscious of the fact that one mistake on a $1 million loan can erase the profits of their entire portfolio.     The underwriter?s art extends to small dollar loans, such as those offered to small businesses. While the terms might be simpler...

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